21806 Front Beach RD, Panama City Beach, FL 32413
21806 Front Beach RD, Panama City Beach, FL 32413
21806 Front Beach RD, Panama City Beach, FL 32413
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$1,300,000
Est. payment /mo
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4 Beds
3 Baths
1,480 SqFt
Active

21806 Front Beach RD Panama City Beach, FL 32413

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Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 1,480 sqft

Price per Sqft $878

Subdivision Hollywood Beach

MLS Listing ID 793664

Style Coastal

Bedrooms 4

Full Baths 2

Half Baths 1

HOA Y/N No

Year Built 1970

Annual Tax Amount $11,528

Tax Year 2025

Lot Size 8,276 Sqft

Acres 0.19

Property Sub-Type Single Family Residence

Property Description

Two adjoining lots on Front Beach Road, offered at the same time by the same owner. This is 21806. The adjoining lot at 21802 Front Beach Road is listed separately. Take one or take both.

Together the two parcels form one contiguous site of 0.384 acre with 111.3 feet of frontage on Front Beach Road and roughly 135 feet of depth. The two lots share a 135 foot common boundary. About 230 feet to the sand.

WHAT YOU CAN BUILD HERE

Zoning is SR-1 Seasonal Resort in unincorporated Bay County. This is the part to read twice. Under the Bay County Land Development Regulations, SR-1 permits single family, duplex, triplex and quadraplex, multifamily, condominium, bed and breakfast, hotel and motel, and rental beach houses and cottages. Those are permitted uses, not conditional ones. Height is allowed to 60 feet and density to 15 units per acre.

A buyer can underwrite a lodging or multifamily project here without a rezoning, a comprehensive plan amendment, or a conditional use hearing. On this corridor that is the difference between a deal you can close on and a deal that waits on a public vote.

Short term rental is a permitted use in SR-1. Not a variance, not a grandfathered exception.

FLOOD ZONE X

FEMA carries this parcel in flood zone X, an area of minimal flood hazard, with no base flood elevation. The Gulf side parcels across Front Beach Road sit in the mapped high hazard zones. Verify it early with your insurance agent, because on this corridor that gap goes straight to carrying cost.

BUY ONE OR BUY BOTH

Each lot independently exceeds the SR-1 minimum lot area of 5,000 square feet and the minimum lot width of 50 feet. Both are developable standing alone. So every option is open: take this one by itself, take both and develop as a single site, or take both and develop one while you hold the other.

Combined, the setbacks yield a buildable envelope of roughly 96 feet by 99 feet. That is wide enough for one building with one shared parking field and one curb cut. Two separate 40 foot wide envelopes will not do that. It is where combining earns its premium.

An existing single family home sits on the lot. Hold it, rent it nightly under SR-1, or clear it and build.

LOCATION

North side of Front Beach Road at the west end of Panama City Beach, in the Hollywood Beach subdivision. Gulf views across the road. This is not a Gulf front parcel.

The block is not finished. Several nearby parcels on this stretch of Front Beach Road are carried on the tax roll as vacant, and the corner properties include commercial uses. This is a redevelopment block, and assembled frontage on Front Beach Road under a single owner does not reach the market often.

An overhead site exhibit showing both lots, the combined dimensions and the road frontage is available on request.

Buyer to independently verify zoning, density, permitted use, setbacks, flood zone and all development standards with Bay County Planning and Zoning, with the Florida Department of Environmental Protection as to any coastal permitting. Dimensions are approximate and scaled from Bay County GIS. Not a survey. No unit count is represented.

Location

State FL

County Bay

Community Short Term Rental Allowed

Area 03 - Bay County - Beach

Interior

Fireplace No

Exterior

Garage Spaces 2.0

Garage Description 2.0

Community Features Short Term Rental Allowed

Private Pool No

Building

Story 1

Entry Level One

Architectural Style Coastal

Level or Stories One

New Construction No

Schools

Elementary Schools West Bay

Middle Schools Surfside

High Schools Arnold

Others

Restrictions Short Term Rentals Allowed

Tax ID 35407-000-000


Listed by Emerald Key Realty Inc

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21806 Front Beach RD